How to Get Car Insurance in South Korea
Every driver is required to get car insurance to be able to drive in Korea. But, where to start? As someone who has just started driving here, I can say that taking to the road in Seoul is daunting. At least 50% of the cars that scoot pass me have a ding on one side or another. Like in any other country, it's important to carefully consider the brand and coverage, which is not always easy for non-Korean speaking expats. I am fortunate enough to my have my husband helping me out, but if you don't, AXA might be just what you need to feel secure when you're on the road. Fortunately, AXA Direct has just launched a comprehensive insurance website entirely in English to help expat drivers out.
What is AXA?
AXA is a global insurance brand, with 100 million customers in 56 countries around the world. For the past 6 years, AXA has been chosen as the No. 1 global insurance brand by the reputable marketing institute Interbrand for their exceptional know-how and expertise. If you are a car owner and are required to get insurance, why not choose a reliable brand that is already recognized as the best?
How can I access the website?
Click on over to www.axa.co.kr and choose "English" from the language tab at the top of the page. Simple, right?
Will all info be in English?
While other insurance websites provide only limited information in English on their policies, AXA includes detailed information in English, from contracts to claims. Now you can choose your own insurance products and understand every single detail.
Will it be a lengthy process?
No! The best thing about the AXA English website is the little red button that allows you to get a quote in just 5 minutes. Through the AXA English Website, even expats can easily get quotes and sign up for their own car insurance policies.
All you have to do is enter your registration number (ARC), phone number, and car information. Select your driver type, and then you will see a list of recommended packages that you can immediately subscribe to. Also, if you have any questions, you can simply click "Request a Call." They will connect you with an agent that works exclusively with international residents.
What if I get in an accident?!
Traffic accidents are fairly common in Korea which means as an expat driver, you may worry about the language barrier when making claims. With AXA Direct, however, no communication issues exist. Drivers can feel at ease thanks to AXA'sthorough and reliable claim service provided in English.
There is even a hotline dedicated to English speakers that provides accident reports and emergency assistance. It's not always easy to remain calm during an accident, which is why AXA offers a quick and easy mobile service for accident reports. All you need to do is tap your location on the mobile map, which will immediately prompt an agent to report to your location to file a report for you.
Additionally, AXA provides care service for drivers in minor emergencies. If you're locked inside your car, or if your car unexpectedly stops working due to fuel shortage, a flat tire or a dead battery, AXA will assist you with its easy and reliable care via its mobile service. Think of AXA as your insurance guardian angels!
How expensive is AXA?
AXA provides a variety of discounts on products such as its mileage option or black-box registration. With their mileage option, you pay as much as you drive and get an additional discount for driving less. (10% off for driving less than 5000km; 5.6% off for driving less than 9000km). Other incentives include a black-box registration discount offered to those who drive with black-boxes, and an accident-free discount offered for those who drive accident-free for 3 years. These three discount programs can be combined, saving you up to 21.5%! Why not visit AXA to find more about it right now.
AXA is a great option for those expats in Korea looking to get some hassle free insurance here in Korea. Good luck out there!
How to Get Car Insurance in South Korea
Source: https://thesoulofseoul.net/2015/02/26/driving-with-axa-insurance/
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